The average American carries four credit cards, but our caller today has eight. Low spending limits aren’t as big a problem as they seem if you pay your credit card bill more often than once a month.

A Reddit user with eight credit cards is looking to cut down. Getting rid of credit cards won’t necessarily help your credit score improve. It’s not a bad thing to streamline your credit cards, but ...

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Getting a credit card requires meeting key eligibility criteria. Understanding these factors can improve your approval chances and help you choose a card that fits your financial profile.

How many credit cards is too many? And is there a "right" number for how many credit cards to hold? This is the question we address in today's pull from the Reddit mail-file. Today's caller (let's ...