GOBankingRates on MSN

Best CD rates of 2026

Check out the best CD rates for 2026. Find secure options with competitive rates, flexible terms and opportunities to grow your savings faster this year.
Find the bank CDs that are paying the highest rates and that are available to anyone in the U.S. All banks included in our ...
The best CDs — short for certificates of deposit — guarantee a high rate of return on your principal deposit at the end of an agreed-on term. Typically, the longer the term of your CD, the higher the ...
Explore top short- and long-term CD rates available today ...
Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.
Depending on your CD type, terms and other details, there's a varying range of CD rates you can qualify for today. The ...
Right now, the best 1-year CD rate is 4.15% APY from LendingClub and Abound Credit Union. Compare the top 1-year CDs ...
Every CD featured here is FDIC-insured, so your deposits are safe up to $250,000. The right fit really comes down to two things -- how long you're willing to set your money aside and how much you plan ...
The Fed lowered interest rates again yesterday -- marking the third cut this year -- and that puts even more pressure on already-slipping CD yields. Many banks had already started trimming their top ...
The best certificates of deposit — commonly called CDs — guarantee a high rate of return on your principal at the end of an agreed-on term. Typically, the longer the term of your CD, the higher the ...
To get the most out of your savings, you should choose a savings account with a high interest rate. Though it’s rare to find ...