Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

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A combined ratio under 100% indicates an insurance firm's underwriting profitability. A good combined ratio is usually below 100%, with the industry average around 97.5%. Combined ratio plus ...

CHICAGO, Oct. 13, 2022 — Combined Insurance Company of America, a Chubb company and a leading North American provider of supplemental insurance sold to employees at the worksite and directly to ...