The average American contributes a percentage of their paycheck to their 401(k). Here's how your savings rate compares.

Catch-up contributions have always been a powerful way for people in their 50s and early 60s to turbocharge retirement ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...

Understanding 401(k) account characteristics is important to maximize investment contributions and save enough money to fund your lifestyle in retirement. Investing in a 401(k) plan is one of the most ...

Learn about Non-Highly Compensated Employees (NHCEs), their definition, and benefits, including stock options and performance ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...

Imagine staring at your monthly budget, only to be confronted by the inevitable rise in healthcare costs. The ongoing dilemma of choosing between everyday gas and groceries and safeguarding your ...

Health savings accounts (HSAs) are a tax-advantaged way to save for medical expenses. Employer contributions to a health savings account are often part of this benefits package, which helps employees ...

HR departments exist to protect the company, not you. Always report company misdeeds to the IRS. Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor ...