An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

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Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events. It can also pay for lodging and other expenses while your home is being ...

A home may be your largest investment—make sure you adequately protect it xavierarnau / Getty Images Homeowners insurance can protect you from financial disaster if your home or its contents are ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

You don’t have to live in a disaster-prone place for your homeowners insurance bill to make you feel like disaster has struck. Homeowners insurance premiums have risen significantly throughout the U.S ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Here’s how to find the right home insurance for your needs. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our ...