Fact checked by James Lacy Key Takeaways Catastrophic health insurance is for when you have high medical costs and covers preventive care.You have to meet a high deductible before the plan pays for ...

Forbes contributors publish independent expert analyses and insights. Michael L. Millenson writes about healthcare as a skeptical optimist. To understand why access to affordable health insurance has ...

Health insurance can be costly. First, you pay premiums for coverage for medical care and prescription medication. Then you often face out-of-pocket costs when you access care. These expenses may ...