For half a century, a federal program has covered most at-risk properties. Now, a private company is pitching a plan to shrink the government’s role.

CR explains why most homeowners should consider flood insurance, where to get it, how much it costs, and everything else you need to know to protect your home.

The National Flood Insurance Program (NFIP), which insures nearly 5 million properties across the U.S., has officially lapsed following the government shutdown. As of midnight on Sept. 30, FEMA can no ...

MIAMI — Among those feeling the pain of the government shutdown are people in coastal areas and other locations where they need flood insurance. The government-backed National Flood Insurance Program ...

With the US government shutdown effectively paralyzing the National Flood Insurance Program, private firms such as Neptune Insurance Holdings are seizing the opportunity to push for the near-total ...

It’s the middle of hurricane season, and meteorologists say we’ve been lucky so far. Of the nine named storms and three hurricanes that have formed this season, only one short-lived tropical storm has ...

A federal government shutdown has halted the issuance of new National Flood Insurance Program policies. Private flood insurance is filling the gap, allowing real estate transactions to continue.

The National Flood Insurance Program (NFIP) cannot issue new flood insurance policies during a government shutdown. Existing NFIP policies remain valid if issued on or before September 30, 2025 and ...