Instead of paying your bill in one big payment, split it up. It's easier on the budget, and it cuts down the number of days you pay interest on a higher balance.

About 3 in 5 cardholders (61%) with credit card balances have been in debt for at least a year — that’s up from 53% in late 2024. This includes 31% of those who have been in debt for at least three years and 21% who have been in debt for at least five years.

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid letting short-term debt spiral into a long-term problem by ...

The Federal Reserve made headlines again this week when it decided to keep its benchmark interest rate unchanged at a range of 4.25% to 4.5% during its July meeting. The decision to hold rates steady is a continuation of the central bank's wait-and-see ...