Discover how aggregate deductibles limit out-of-pocket costs in liability and health insurance, with benefits, mechanisms, ...

Learn how aggregate excess insurance limits policyholder payouts and protects against unexpected claims. Discover its workings and benefits for self-insured companies.

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Learn about the pros and cons of life insurance riders.

Successfully selling employee benefits in today’s market requires a wide range of skills, including focusing on benefits that address employees’ concerns, engaging them regularly, and emphasizing how ...