Each dealership category — independent, franchise, and BHPH — competes for customers by offering different financing solutions tailored to its business model.

Oct 30, 2025 · “While we have continued to experience modest declines in loan performance, our business model is designed to produce acceptable returns in the aggregate even if loan …

Become an enrolled dealer with Credit Acceptance and start realizing the possibility of selling more vehicles, making more money and growing your business. JOIN OUR NETWORK

While most franchise dealers offer traditional car financing with lower interest rates to customers with prime credit scores (660+), offering non-prime and subprime car financing can help your …

Oct 30, 2025 · The Investor Relations website contains information about Credit Acceptance Corporation's business for stockholders, potential investors, and financial analysts

The solution A structured financing model allows BHPH dealers to: Secure upfront funding when selling a vehicle Generate multiple revenue streams through structured payment models …

Unlike traditional finance companies, Credit Acceptance keeps paying you after you close the deal, so you have the funding and financial resources to grow and succeed in your car business.

Competitive advances: Our auto finance programs enable BHPH dealers to receive upfront advances, which can be used to cover business expenses and/or invest in more inventory.

What you need to know to grow your business. We’ve put together valuable information on car selling and subprime financing to help independent, franchise, and Buy Here Pay Here dealers …

Started by a dealer for dealers, we know the ins-and-outs of auto financing which is why we offer programs to help you approve every customer, move your inventory quickly, get funded faster …