Contributions and matching after 401(a)(17) limit has been reached?
Oct 1, 2025 · I believe most plans will still allow contributions once the limit has been reached (I've only seen one that stops contributions), but curious to know how matching contributions are handled once …
Placing a hold on participant's account - BenefitsLink Message Boards
Jul 1, 2011 · First time poster here. I am curious if anyone knows where to find any information about best practices for QDRO procedures related to placing hold on the participant's account. Specifically, …
Once eligible always eligible "rule" - 401 (k) Plans - BenefitsLink ...
Feb 13, 2012 · Is there any code reference for this "rule" besides break in service and rule of parity? For example, if a participant is eligible for a plan and later becomes part of excludable class – can the …
BenefitsLink® Health & Welfare Plans Newsletter for August 22, 2025
Aug 22, 2025 · However, once the Fifth Circuit issues its ruling, the QPA calculation methodology could drastically change and the plans and issuers should be ready for that eventuality." MORE >>
DFVCP After 5500 Filed - Form 5500 - BenefitsLink Message Boards
Oct 17, 2024 · It is clear that once the DOL notifies the plan of intent to assess that DFVCP is no longer possible but the fact sheets do not say having filed the Form 5500 disqualifies the plan. To my mind, …
Spouse added FSA, I have HSA, what to do?
Jan 5, 2023 · Once the FSA is empty, restart the HSA contributions and I can then contribute up to the annual amount. I'm also seeing conflicting posts that say FSA coverage applies to the whole year …
DOL Guidance on Pension Benefit Statements
The Department of Labor (DOL) has issued Field Assistance Bulletin 2006-03 (December 20, 2006) to provide guidance on the new requirements for defined benefit and defined contribution plans to …
Changing ADP/ACP Testing Methods - BenefitsLink Message Boards
Feb 22, 2023 · Test it as hard as you can first, then issue refunds once you're out of testing options and have your best results. If the Plan previously passed, and the eligibility change is what's mostly …
Article: Are Your Pension Benefits Safe from Creditors?
ERISA's anti-alienation protection will not protect benefits once they have been distributed outside of the retirement plan. In contrast to retirement plans, IRAs are maintained by individuals and are not …
Relius/PPD Base Document - Retirement Plans in General - BenefitsLink ...
Mar 26, 2026 · Well on its face it is a true statement. Once you adopt the plan, simply not adopting it again is not enough to end your participation. With that being said I think you just do a new one today …