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What is LTV? | What is Loan To Value?

YouTubeTim Hart Loan Officer

What is LTV? | What is Loan To Value?

What is LTV? The loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and other lenders examine before approving a mortgage. Typically, loan assessments with high LTV ratios are considered higher-risk loans. Therefore, if the mortgage is approved, the loan has a higher interest rate. Additionally, a loan with a ...

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